در دام «صنع گرایی»

صنع گرایان با طرح آرمان‌‌هایی که به مثابه آرزو برای جوامع انسانی شیرین و مطلوب است خواهان تغییر پندار و رفتاری می‌شوند که با روند عادی و طبیعی جامعه بشری تفاوت و گاهی تعارض دارد.

در دام «صنع گرایی»

صد علا‌مت‌تجاری برتر جهان در سال ۲۰۰۷

امروزه کمتر شرکتی را می‌توان یافت که چندملیتی نباشد. چندملیتی به این عبارت که بخش‌هایی از مراحل طراحی، تامین قطعات، تولید و یا خدمات آن در کشورهای گوناگون انجام پذیرد.

صد علا‌مت‌تجاری برتر جهان در سال ۲۰۰۷

خودپردازها صندوق‌های بخت‌آزمایی

«این‌ها خودپرداز نیستند و صندوق‌های بخت‌آزمایی هستند. هرکس که صبح از خانه بیرون آمد اگر شانس با او یار باشد موفق به انجام درخواست خود خواهد شد.»

خودپردازها صندوق‌های بخت‌آزمایی

The Mutual Fund Fact Book

Research Publications The Institute publishes a reference book, two regular research newsletters, and a variety of research and policy reports that examine the industry, its shareholders, or industry issues. The Mutual Fund Fact Book, released annually in May, is a guide to trends and statistics observed in the investment company industry. Perspective is a series of occasional papers written primarily by Institute staff on public policy issues of importance to investment companies and their shareholders; Fundamentals is a newsletter summarizing the findings of major Institute research projects. Institute research reports provide a detailed examination of shareholder demographics and other aspects of fund ownership.

RESEARCH BY PUBLICATION Fact Book 2007 Investment Company Fact Book (html), May 2007 2006 Investment Company Fact Book (html), May 2006 2005 Investment Company Fact Book (html), May 2005 2007 Investment Company Fact Book (pdf), May 2007 2006 Investment Company Fact Book (pdf), May 2006 More issues of the Fact Book Perspective Newsletter 401(k) Plan Asset Allocation, Account Balances, and Loan Activity in 2006 (pdf), August 2007 401(k) Plans: A 25-Year Retrospective (pdf), November 2006 Appendix: Additional Information for a 25-Year 401(k) Retrospective (pdf), November 2006 401(k) Plan Asset Allocation, Account Balances, and Loan Activity in 2005 (pdf), August 2006 Appendix: Additional Figures for the EBRI/ICI Participant-Directed Retirement Plan Data Collection Project for Year-End 2005 (pdf), August 2006 401(k) Plan Asset Allocation, Account Balances, and Loan Activity in 2004 (pdf), September 2005 More issues of Perspective Fundamentals Newsletter The U.S. Retirement Market, First Quarter 2007 (pdf), October 2007 The Economics of Providing 401(k) Plans: Services, Fees, and Expenses, 2006 (pdf), September 2007 The U.S. Retirement Market, 2006 (pdf), July 2007 Appendix: The U.S. Retirement Market, 2006, (pdf), July 2007 Fees and Expenses of Mutual Funds, 2006 (pdf), June 2007 Why Do Mutual Fund Investors Use Professional Financial Advisers? (pdf), May 2007 More issues of Fundamentals Research Reports A Review of the SEC Office of Economic Analysis Board Independence Studies (pdf), March 2007 Costs of Eliminating Discretionary Broker Voting on Uncontested Elections of Investment Company Directors (pdf), December 2006 Understanding Investor Preferences for Mutual Fund Information (pdf), August 2006 Summary of Findings: Understanding Investor Preferences for Mutual Fund Information (pdf), May 2006 More Research Reports Research Commentary Competition in the Mutual Fund Business (pdf), January 2006 Mutual Funds and Portfolio Turnover (pdf), November 2004 Reports of "Portfolio Pumping" by Mutual Funds: A Closer Look (pdf), July 2004 BACK TO TOP RESEARCH BY TOPIC Corporate Governance Mutual Fund Independent Directors: A Model for Corporate America? (pdf), August 2003 Directors & Fund Governance Mutual Fund Independent Directors: A Model for Corporate America? (pdf), August 2003 Education Savings Profile of Households Saving for College (pdf), October 2003 Equity Owners Equity Ownership in America, 2005 (pdf), November 2005 Appendices: Additional Figures for Equity Ownership in America, 2005 (pdf), November 2005 Equity Ownership in America, 2002 (pdf), October 2002 Equity Ownership in America (pdf), October 1999 Fees & Expenses Fees and Expenses of Mutual Funds, 2006 (pdf), June 2007 The Economics of Providing 401(k) Plans: Services, Fees, and Expenses (pdf), November 2006 Fees and Expenses of Mutual Funds, 2005 (pdf), June 2006 Competition in the Mutual Fund Business (pdf), January 2006 Fees and Expenses of Mutual Funds, 2004 (pdf), October 2005 Are S&P 500 Index Mutual Funds Commodities? (pdf), August 2005 How Mutual Funds Use 12b-1 Fees (pdf), February 2005 Total Shareholder Cost of Mutual Funds, 2003 (pdf), December 2004 The Cost of Buying and Owning Mutual Funds (pdf), February 2004 The Expenses of Defined Benefit Pension Plans and Mutual Funds (pdf), December 2003 Institutional Investment Management: A Comparison of Portfolio Management Expenses of Mutual Funds and Defined Benefit Pension Plans (pdf), November 2003 Performance Fees and Expense Ratios (pdf), August 2003 Mutual Fund Distribution Channels and Distribution Costs (pdf), July 2003 Total Shareholder Cost of Mutual Funds: An Update (pdf), September 2002 Use of Rule 12b-1 Fees by Mutual Funds in 1999 (pdf), April 2000 Operating Expense Ratios, Assets, and Economies of Scale in Equity Mutual Funds (pdf), December 1999 Mutual Fund Costs, 1980-1998 (pdf), September 1999 Total Shareholder Cost of Bond and Money Market Mutual Funds (pdf), March 1999 Trends in the Ownership Cost of Equity Mutual Funds (pdf), November 1998 More Research Reports on Fees & Expenses Financial Services Are S&P 500 Index Mutual Funds Commodities? (pdf), August 2005 Reports of "Portfolio Pumping" by Mutual Funds: A Closer Look (pdf), July 2004 Stock Markets, Economic Development, and Capital Control Liberalization (pdf), December 1997 Selected Issues in International Taxation of Retirement Savings (pdf), August 1997 Continuing a Tradition of Integrity (pdf), July 1997 Fund Disclosure Understanding Investor Preferences for Mutual Fund Information (pdf), August 2006 Summary of Findings: Understanding Investor Preferences for Mutual Fund Information (pdf), May 2006 The Potential Effects of More Frequent Portfolio Disclosure on Mutual Fund Performance (pdf), June 2001 Shareholder Assessment of Bond Fund Risk Ratings (pdf), October 1997 More Research on Fund Disclosure Global & International The Regulation of Operational Risk in Investment Management Companies (pdf), September 2002 U.S. Emerging Market Equity Funds and the 1997 Crisis in Asian Financial Markets (pdf), June 1998 Stock Markets, Economic Development, and Capital Control Liberalization (pdf), December 1997 Selected Issues in International Taxation of Retirement Savings (pdf), August 1997 U.S. Emerging Market Funds: Hot Money or Stable Source of Investment Capital (pdf), December 1996 Shareholders of International and Global Mutual Funds (pdf), March 1996 Industry Overview Mutual Fund and Economic Developments in 2003 (pdf), March 2004 Mutual Fund Industry Developments in 2002 (pdf), February 2003 Mutual Fund Industry Developments in 2001 (pdf), February 2002 Mutual Fund Assets and Flows in 2000 (pdf), February 2001 The 1990s: A Decade of Change and Expansion in the U.S. Mutual Fund Industry (pdf), July 2000 Mutual Fund Assets and Flows in 1999 (pdf), February 2002 Mutual Fund Developments in 1998 (pdf), February 1999 Mutual Fund Developments in 1997 (pdf), March 1998 Mutual Fund Developments in 1996 (pdf), March 1997 Internet Usage Ownership of Mutual Funds and Use of the Internet, 2006 (pdf), October 2006 Mutual Fund Shareholders' Use of the Internet (pdf), February 2006 Mutual Fund Shareholders' Use of the Internet (pdf), July 2000 How Mutual Funds Use the Internet (pdf), September 1997 Shareholders' Use of Home PCs (pdf), December 1995 Markets & Investment Advisers Competition in the Mutual Fund Business (pdf), January 2006 Equity Ownership in America, 2005 (pdf), November 2005 Appendices: Additional Figures for Equity Ownership in America, 2005 (pdf), November 2005 Are S&P 500 Index Mutual Funds Commodities? (pdf), August 2005 Mutual Funds and Portfolio Turnover (pdf), November 2004 Reports of "Portfolio Pumping" by Mutual Funds: A Closer Look (pdf), July 2004 Equity Ownership in America, 2002 (pdf), October 2002 Equity Ownership in America (pdf), October 1999 U.S. Emerging Market Equity Funds and the 1997 Crisis in Asian Financial Markets (pdf), June 1998 Stock Markets, Economic Development, and Capital Control Liberalization (pdf), December 1997 U.S. Emerging Market Funds: Hot Money or Stable Source of Investment Capital (pdf), December 1996 Mutual Fund Shareholder Activity During U.S. Stock Market Cycles, 1944-95 (pdf), March 1996 Retirement Security The U.S. Retirement Market, First Quarter 2007 (pdf), October 2007 401(k) Plan Asset Allocation, Account Balances, and Loan Activity in 2006 (pdf), August 2007 The U.S. Retirement Market, 2006 (pdf), July 2007 Appendix: The U.S. Retirement Market, 2006, (pdf), July 2007 More Research on Retirement Security Shareholder Demographics Why Do Mutual Fund Investors Use Professional Financial Advisers? (pdf), May 2007 Shareholder Sentiment About the Mutual Fund Industry, 2006 (pdf), December 2006 401(k) Plans: A 25-Year Retrospective (pdf), November 2006 Appendix: Additional Information for a 25-Year 401(k) Retrospective (pdf), November 2006 More Research on Shareholder Demographics State Legislation & Regulation Mutual Fund Regulation: Forging a New Federal and State Partnership (pdf), January 1996

هزینه های خانواده

یکی از مهمترین هزینه های هر خانواده، هزینه های مربوط به خرید خانه است که پیش از خرید خانه،به امکان فراهم کردن پیش پرداخت اولیه آن ، بستگی دارد. پس از خرید خانه نیز پرداخت قسطهای اصلی و سود وام دریافتی، تأثیر مستقیمی بر هزینه های خانواده می گذارد...

هزینه های خانواده

با این دلارها چه کنیم؟

یک سئوال مهم که در سال های اخیر به کرات بین اقتصاددان ها مطرح شده است این است که چرا اقتصاد کشورهای صاحب درآمد های نفتی با وجود حجم قابل توجه این درآمد ها که در نگاه اول عامل مهمی برای تجهیز منابع سرمایه ای به شمار می آید از رشد اقتصادی موفقی برخوردار نیستند؟

با این دلارها چه کنیم؟

آشنایی با پول الکترونیکی و دیجیتال و تاثیرات آن در جهان امروز

پول الکترونیکی یا پول دیجیتالی، ارزش پول واحدهای پول منتشره از سوی دولت یا بخش خصوصی است که به شکل الکترونیکی بر روی یک وسیله الکترونیکی ذخیره شده است. شر گسترده پول الکترونیکی آثار تجاری، اقتصادی، سیاسی و اجتماعی قابل توجهی دارد. مهم‌ترین اثر گسترش استفاده از پول الکترونیکی بر عرضه پول، سیاست‌های پولی و بانک مرکزی اختصاص دارد و در ادامه با توسعه بازارهای پول، سرمایه، کار و کالا ایجاد نسل‌های جدید اقتصادی را هدف‌گذاری کرده است.

آشنایی با پول الکترونیکی و دیجیتال و تاثیرات آن در جهان امروز

موانع اقتصادی توسعه از نظر مایکل کالسکی

کالسکی اقتصاددان لهستانی (۱۹۷۰-۱۸۹۹) یکی از کم شناخته شده ترین اقتصاددانان بزرگ قرن بیستم است. اگرچه نزدیک به ۴۰ سال از مرگ او می گذرد ولی به باور من، هنوز هم بسیاری از نوشته های او حاوی دیدگاه های بسیار روشنگرانه و آموزنده یی در باره مسائل اقتصادی هستند.

ادامه

سکوهای خیزش اقتصادی

پیام اصلی نتایج شاخص های توسعه این است که بسیاری از فقیرترین کشورها و مناطق جهان، با موانع ساختاری مواجهند که دستیابی به رشد اقتصادی پایدار را بسیار دشوار ساخته است. بنابراین، تصادفی نیست که آنها فقیرترین مردم جهان هستند.

ادامه

زندگی قسطی، افراط در مصرف و فقر اقتصادی

ضعف مادی،چشم وهم چشمی،مصرف‌زدگی ، تحقیر دیگران ، بلند پروازی و ...

ادامه زندگی قسطی، افراط در مصرف و فقر اقتصادی